Then with an eye on securing a placement in and around Nellore, where my wife was working, I headed to Hyderabad by train in an unreserved compartment. With excitement and enthusiasm , I met the Staff Manager in the iconic Central Office building in Koti. His considerate remark "with a good intention to help, I penned down your details " indicated that objective of my visit was fulfilled. I joined in Regional Office, Nellore on 08.7.1981. I completed MA in Economics (majoring in Development Banking) in 1986 . In 1987, I became a Certified Associate of IIB. I used to be thorough with HO Circulars. I updated myself with the readings of Commerce, Economic Times, Business Lines, IIB Journals and RBI Credit Information Review. With a sense of pride I say that my rural back ground was found to be an inherent advantage to understand the needs of farmers, rural and urban poor. I was exposed to work in rural, semi-urban, urban and metro branches, in Regional Office and HO as a clerk, an officer and Manager. I was fortunate to gain the confidence of my colleagues and superiors. While meeting the basic needs of our clientele/staff, minor deviations (no violations at all ) of procedures, which were not against the interest of the Bank, did not matter me . My concern for my colleagues drew me to trade union. I had the opportunity of witnessing and participating in my Bank in landmark happenings like IPO/FPO, Computerization of Bank and revolutionary changes in the lending policies and practices that helped farmers, poor , indigent ,small and Medium Enterprises. Some of my colleagues became my best friends. My work place provided an opportunity to interact with men of eminence who make news and public spirited citizens

Every reasonable need of my family was taken care of by my Bank. As Inspector of Branches, I got opportunity to see the length and breadth of my country and to have a feel of the rich and varied culture. My work life in Bank made me believe that Public Sector Banks are no mere lenders or dealers in Finance or Money but Leaders in Development; I learnt that in no other part of free world, growth is led by banks; Bank led growth happened only in my mother-land. That alone made me feel proud of my association with Public sector bank. When personal priorities took precedence over my loved career, I had "resigned" on 18.7.2009, foregoing happily a remuneration of Rs 6,00,000/- p.a

In the pleasant evening of my life, now I cherish my life in Bank with immense satisfaction that I played my part not only as an employee and but also as a stake holder in Public Sector Bank to the best of my ability to realize the objectives of nationalization. For a bare-foot banker, Banking is not just his breadwinner, but a vibrant means and opportunity to change lives of underprivileged. Young Public Sector Banker, Let not the ills plaguing the system/society affect your zeal and goal. Your positive attitude can make a big difference not only to your life but also to the society at large.