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These days most of the competition examinations have a paper for Financial Awareness or Banking Awareness. Moreover, candidates appearing in
banking interviews and internal promotion exams always look for some easy to understand study material. In this Banking Awareness or Financial
Awareness Tutor we try to provide the same for our readers :
(A) Latest Topics / Topics in News in Financial World :
What are Payment Banks? Why India Needs Payment Banks?
Indradhanush : A New Framework for Indian PS Banks
New Key Performance Indicators For
Public Sector Banks
A
New Era Has Dawned - Private Sector Executives
Enter PS Banks - Appointment of New MDs & CEOs And Non
Executive Chairmen Announced
All About Greece Debt Crisis and Bailout
What is FDI ? What is FDI in Retail Controversy ? Know Everything about FDI in India by Rajesh Goyal (uploaded on 29/10/2012)
What is Banana Republic? Who are Mango People? What is Quid Pro Quo ?
What is Sweetheart Deal?
Know Everything about Saving Fund Accounts Interest Deregulation and Highest Rate of Interest on Saving Fund
Financial Inclusion - Role of Indian Banks in Reaching Out
to the Unbanked
ISLAMIC BANKING – Shattering the concept of Commercial Banking
by Rajesh Goyal
(uploaded on 19/08/2013)
(B) Monetary Policy / Budget and Economic Survey etc. :
Knowledge Update for Budget
:
Budget Terms and Definitions - Budget Terminologies by Rajesh Goyal (uploaded on
29/06/2014)
(C) Overview of Banking and
Banking Reforms in India :
Banking Reforms in Early 2015 and Agenda of Bank Reforms in 2015-16
→
Early Stages of Financial Reforms
→
Major Recommendations by the 2nd
Narasimham Committee on Banking Sector Reforms
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Major Committees on Banking in India
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Important Landmrks in Indian Banking and Strcturre of Indian Banking Sector
→
What is Cheque Truncation System
(CTS 2010) ?
Know Everything About this new Scheme by
Rajesh Goyal (uploaded on 5th March, 2013)
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Nationalized Banks vs Public
Sector Banks by Rajesh Goyal (uploaded on
22/12/2012)
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CAMELS in Indian Banking - Rating System of Banks
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National Bank for Agriculture & Rural Development (NABARD)
→
Regional Rural Banks (RRBs) - Overview and List of RRBs and Their
Addresses
(C1) Bank Accounts of Special
Individuals / Organisations
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Accounts of Minors
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Accounts of Blind, Illiterate, Pardanashin Ladies, Married Women etc.
(D) Deposits :
→
Define Bulk Deposits ? Can Bulk Deposit
Rates Be Different ? Premature Withdrawal of Deposits - Penalty and Rules
by Rajesh Goyal (uploaded on
08/04/2013)
→ Types of Bank
Deposit Accounts in India - Current, Saving Bank, Recurring
Deposit, Fixed Deposit Accounts
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Dormant
Accounts / Inoperative Accounts and Unclaimed Deposits in Banks - Are there disparities
in RBI report on unclaimed deposits?
→
Certificate
of Deposit
(uploaded on 17/06/2014)
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DICGC
And Rules and Regulations for Insurance of Bank Deposits
Knowledge Update :
What
are Basic Savings Bank Deposit Account?
Public Provident Fund Scheme - PPF Benefits and Rules
(D-1) Customer Service :
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Rights of Customers
(E)
Credit / Loans / Advances
:-
Knowledge
Update :
Overview of Restructuring of Advances – Impact of
Relaxing of Norms by RBI
by
Tilak Gulati (uploaded on 9th August 2015)
Credit
Evaluation in USA vs India - Importance of Character of Borrower
by Rajesh Goyal
(uploaded on 03/07/2015)
Changes by RBI in Priority-Sector
Lending (April 2015) by Rajesh Goyal (uploaded on
09/05/2015);
OR
Download
Detailed Guidelines for PS Lending and Classification
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Standardization
of Rating Symbols and Definitions
→
CIBIL
- Everything You Wanted to Know About CIBILPart I
→ Credit Risk Guarantee Fund Scheme for low income housing (
CRGFSLIH )
Pledge vs Hypothecation vs
Mortgage
by Rajesh Goyal
(uploaded on 28/3/2013)
What
is LTV or What is Loan to Value Ratio
Kisan Credit Card - KCC (uploaded on 14/12/2013)
General Credit Card - GCC (uploaded on 14/12/2013)
Reverse Mortgage (uploaded on 11/06/2014)
(F)
Non Performing Assets / NPAs / Asset Reconstruction Companies / Bad Loans /
Restructuring of Loans:
→
Non Performing Assets or NPA - An Overview
by
T.R.Radhakrishnan (uploaded on
10/10/2013)
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What is Wilful
Default ? Guidelines for classifying and monitoring of Wilful
Default cases
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Asset
Reconstruction Company Limited
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Asset Classifications and Provisions for Loan Assets - Details and Norms for Bad
Loans
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What is Debt Restructuring
(F) Government Sponsored
Schemes:
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Highlights
of the Pradhan Mantri Suraksha Bima Yojana
(PMSBY – Scheme 1 - for Accidental Death Insurance)
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Highlights of the Pradhan Mantri Jeevan Jyoti
Bima Yojana (PMJJBY – Scheme 2 - for Life Insurance cover)
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Highlights of the
Atal Pension Yojana ( APY )
(G) Foreign Exchange
(H) About Risk Management :
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Risk Management -
Overview
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Know Everything About Credit Risk
→
What is Market
Risk
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Know Everything About
Operational Risk
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What is Liquidity
Risk ?
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Know
Everything About Interest
Rate Risk ?
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Asset Liability Management in Banks ( ALM )
BASEL I,
Basel II, Basel III OR BASEL 1, BASEL 2 , BASEL 3
ACCORDS :- Articles relating to risk management (Basel Accords)
(I)
About ATMs :
(J) Articles Relating to Financial Statements
/ Analysis of Balance Sheet etc.
→
Balance Sheet - made easy. What is Balance Sheet - A guide for
non commerce students ?
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Balance Sheet - Analysis
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What is
Depreciation - Importance of
Checking Depreciation in Financial Statements of
Borrowers and Need for Ensuring that
It is Provided in Full
by
V Subramanian
(K) Treasury Management /
Monetary Issues :
Correlation between Repo Rate and Base Rate
by
Pannvalan
(uploaded on 19/06/2015)
What is is Basis Point or BPS ?
Base
Rate vs. BPLR - Benchmark Prime Lending Rate
What is inflation, deflation,
stagflation and hyperinflation
by
Rajesh Goyal
(uploaded on 12/9/2012)
What are CPI, WPI - How
inflation is measured in India
by Rajesh Goyal
(uploaded on
12/9/2012)
American Depository Receipts, Global Depository
Receipts, Indian Depository Receipts ( ADR vs,
GDR vs IDR )
Marginal Standing Facility ( MSF ). What
is Marginal Standing Facility ?
Yield to Maturity - What is YTM - Everything You
Wish to Know About Yield to Maturity
Understanding Liquidity Management by RBI
(L) Mutual Funds :
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Mutual Funds
in India - What is Mutual Fund, What is NAV, List of Mutual Funds,
Types of Mutual Funds,
(M) Stock Markets :
→
INDIAN SHARE MARKET – Overview and Excellent Guide Based
on Practical Experience with Great Tips
(N) About Gold and Gemstones :
Gold Deposit Scheme 1999
& Recent Amendments (February 2013) -
by
Rajesh Goyal (uploaded on 6th March, 2013)
Carats vs Karats - Gold and Gemstones
- Draft Recommendations of working group
Golden Paradox -
The Golden Paradox (Issue of Rise
of Sale of Gold in India )- Some Suggestions
(O) Human Resources Development cles :
Types of Performance Appraisals - An Overview by
V.Subramanian
Stress
- Causes and Remedial Measures
Dr. Prafulla Ranjan
Latest Income Tax Slabs in India - Income Tax Act 1961(uploaded
on 02/02/2013)
(P) Miscellaneous :
Latest Income Tax Slabs in India - Income Tax Act 1961
Banks
Vs NBFCs - Comparison of Some Regulations
Which are major regulatory bodies for financial sector in India ?
Bancassurance - What is Bancassurance ?
What is PAN ? Know Everything About Permanent Account Number
PPF Demystified
by Rajesh Goyal (uploaded on 4/5/2014)
(Z)
INTERNATIONAL / WORLD BANKING STRUCTURES / Developments:
(I) USA :
→
What is the financial term 'Great Rotation'
Popular Now a days in USA? -
by
Rajesh Goyal (uploaded on 6th March, 2013)
→
What is Fiscal Cliff - Everything
About Fiscal Cliff in US
-
by Rajesh Goyal
(uploaded on
22/12/2012)
→
Federal Reserve System or FED - Know Everything About FED
by Rajesh Goyal
(uploaded on
14/9/2012)
→ Data on US Banks and Link to National Information Centre (USA) to obtain data of
banks in USA
(II) Pakistan
:
→
Has Banking in Pakistan Become Unsound
(ZA) Ready
Reckners for Interest Calculations -
Interest Charts:-
(ZB)
Mediclaim Insurance in India
ARCHIVES
(Articles which are old and only useful for
those who wish to see previous month / year's
news items )
RBI circulars : Month Wise Gist
of Circulars Issued by RBI
Gist of
RBI circulars Issued During August 2014
Gist of
RBI circulars Issued During July 2014
Gist of
RBI circulars Issued During June 2014
Gist of
RBI circulars Issued During May 2014
Gist of
RBI circulars Issued During April 2014
Gist of
RBI circulars Issued During March 2014
Gist of
RBI circulars Issued During February 2014
Gist of
RBI circulars Issued During January 2014
Gist of RBI circulars 2013
Tax Proposals in Union
Budget 2014 -15
by Rajesh Goyal (uploaded on
10/07/2014)
Proposals
Relating to Financial Sector
in Union Budget 2014 -15
by Rajesh Goyal (uploaded on
10/07/2014)
Highlights of
the Economic Survey for 2013-14 (Presented
in Parliament on 09/07/2014)
HIGHLIGHTS
OF THE RAILWAY BUDGET – 2014-15 (Presented
in Parliament on 08/07/2014)
Highlights of Vote on Account (Budget) 2014-15
(Important for Internal promotions 2014)
(Q) DATA :
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Amount of Dividend Paid on Equity by Public Sector Banks As on
31/03/2012
(uploaded on 02/02/2013)
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Shareholding Pattern of Public Sector Banks as on 31/03/2012 (uploaded on 02/02/2013)
→
Banking Sector - A Excellent Research Report
(December 2012)
Key Economic Indicators -
Oct 2012
→ Data
On banking in India From 1969-2004
→
Data on US Banks and Link to National Information Centre (USA) to
obtain data of banks in USA
→
Development Indicators - India - From 1961 -
upto 2011-12 (Source World Bank)
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