Hopes of An Honourable Settlement Now
Disappear After Meeting of 14/03/2014
by
Rajesh Goyal
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It appears the meeting between UFBU and IBA held on
14/03/2014 was held basically to prepare the bankers mentally to resign to their
fate and forget that they will be able to get an honourable settlement.
The contents of the circular of UFBU are highly disturbing and now dashes all
hopes of bankers which were raised like High Rising Buildings through Charter of
Demands submitted jointly by UFBU and also issued separately by number of
unions. In my first analysis of such Charters I have clearly brought
out the conflicts between such demands, but UFBU leaders never tried to
reconcile those concerns.
Before we analyse the latest developments, let me reproduce
below the circular issued by UFBU after the meeting dated 14/03/2014, i.e. after
the moral code of conduct has come into force. A reading
of the circular will clearly indicate that it was nothing but a Chai Party
and IBA could not have committed anything because of moral code of conduct.
However, as leaders of UFBU wanted to befool their cadre, they held this Chai
Party, the contents of this meeting are as follows:-
“ In our Circular No. 20 dated 3rd March 2014, we had informed about the details
of the discussions held with the IBA on that day.Another round of discussions were held today (14/03/2014) in IBA office,
Mumbai between IBA and UFBU. IBA’s team was led by Mr R.K.Dubey (CMD, Canara
Bank), Chairman of the IBA’s Core Committee, Mr M.V.Tanksale, Chief Executive,
IBA and other Executives. UFBU was represented by leaders of all our constituent
unions.
Carrying forward the discussions held in the last round of talks, some of the
important issues like introduction of 5 Day Banking, regulated working hours for
officers, etc. were discussed further. While appreciating our viewpoints, IBA
wanted further inputs from the Unions in order to examine the issues and to take
up the matter with higher authorities. We stressed on the need for providing
quarters/ housing accommodation to all employees, particularly to those
recruited in the Banks in the recent years. IBA opined that the matter needs
further discussion at their level.
We also demanded that 100% of the medical/hospitalisation expenses incurred by
the employees and officers for self/family members should be reimbursed. IBA
suggested that the mediclaim scheme proposed by them earlier can be customized
in such a way to be handled by the Banks instead of insurance companies or third
party administrators. We requested the IBA to furnish details in this regard
where after the issue will be further studied and discussed. On our demand for
improvement in the Family Pension scheme, extension of 100% DA formula to
pre-2002 pensioners, etc., IBA was considerate and agreed to work out the cost
implications to enable them to take a view on these demands. To our demand on
periodical updation of pension on occasions of wage revision, IBA felt that
the issue has to be examined, in its entirety, looking at the cost involved,
outflow, etc.
On reverting to old pension scheme from NPS, IBA expressed their inability to
accede to our demand but we reiterated the same. To our demand regarding
compassionate appointment scheme, IBA conveyed the clarifications sought from
the Government to which we explained that UFBU’s view is that the compassionate
appointment scheme should be on the lines of the Government scheme and urged
upon them to expedite the matter. To our demand for improvement in the IBA’s
earlier offer on wage increase, IBA informed that they are not able to make
further offer. It was decided to hold the next round of discussions in the
middle of April, 2014 and the date would be finalized. Further developments will
be informed to all our units/members in due course.
Sd./-
M V Murali,
Convener
UNITED FORUM OF BANK UNIONS' (U.F.B.U.) "
Let us know analyse
the circular's major
contents for the
benefit of readers
who prefer to know
the answers in
simple language, and
what is the real
meaning of those
details :-
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What Does
circular says about the issues discussed
What is the response of IBA,
their real meaning and views of ABS
Issues like introduction of 5 Day Banking, regulated working hours for
officers, etc. were discussed further by UFBU and IBA
IBA Response : IBA
appreciated the views of UFBU but wanted further inputs from the Unions
in order to examine the issues and to take up the matter with higher
authorities.
Comments of ABS on Views of IBA
& UFBU : These demands have been raised by bankers even befoe
10th BPS had started. Charter of Demand submitted is already 16
months old. IBA has still not discussed the issue with
higher authorities. This means IBA has not bothered to read
Charter of Demands seriously and take up these with GoI. Even a dummy
banker will be able to conclude that UFBU leaders are totally spineless
and worthless, as they have even failed to question or confront
IBA for such a lax attitude, Just imagine what will happen to
officers from Scale I to Scale VII, if they sleep over a loan file of
Mukesh Ambani or Adani, resulting in stoppage of the project?
Moreover, in our articles even before 10th BPS was due, I have time and
again mentioned that
introduction of 5 days banking should never be part of the 10th BPS
as it has nothing to do with wage revision. This is based on
international practices and based to human values which require that
employees get sufficient time at weekends to spend with their families.
However, UFBU has intentionally linked this issue with wage revision to
exploit the sentiments of employees, and IBA is using this as a tool to
divert / suppress other demands for wage increases. Finally,
you will land up with minimum increase in wages and continue with 6 days
week.
The issue of regulated working hours for officers is really a NON ISSUE.
The
working hours are already defined as 7 hours on week days and 4 hours on
Saturdays.
Can any UFBU leader, explain what kind of regulation now they
want? Where is the need to reopen this issue? If
UFBU leaders had the guts and ready to support banker fraternity, they
should announce that no branch will remain open after 6.00 PM and
should demand as welfare measure (or under RTI )regularly from
management the details of people who remained logged in CBS or other
computer systems, beyond 6.00 PM and place these facts before Labour
Commissioners and other Human Rights Commissions and shame the bank CMDs,
EDs, GMs who are forcing the officers to sit late.
Thus, to raise the issue of regulated working hours is only to exploit
the emotional pitch of the bankers who are being forced to sit beyond
5.00PM. The employees are asked to sit beyond 5.00 pm as
management knows that individual employee can not fight due to threat of
transfer and / or charge sheet on flimsy grounds. However, if
unions fight unitedly and suo moto takes notice of branches being opened
beyond 6.00 PM at the most, I am sure, management will have to bow
down. Thus, Union leaders can resolve this issue easily by taking
up the issue at their own level and ensure that whichever officer is
issued any notice for not sitting late, the matter is taken up by union
on his behalf, and if necessary case filed in court and
every new case is clubbed with the original case filed.
No court will decide in favour of management for regular late sittings,
it can be forced only in case of emergency like failure of computer
systems in a region or national level etc. I am sure no banker
ever minds sitting late in such emergent situations.
UFBU
stressed on the need for providing quarters/ housing accommodation to
all employees, particularly to those recruited in the Banks in the
recent years.
IBA Response : IBA
opined that the matter needs further discussion at their level.
Comments of ABS on Views of IBA
& UFBU :
The move to have quarters / housing accommodation for all employees
(assuming that it is for workman staff too) is a controversial
move as it has its pros and cons. It is sure that no bank will buy
or construct quarters in the heart of cities, and bankers who are not
provided with bank vehicle find it extremely difficult to commute from
bank quarters to their branches. The cost and
maintenance of such quarters is so costly that it is not cost effective
even for bank. The better solution will be to demand leased
accommodation for remaining employees and such limits to be based on
scientific based market rates. Moreover, the HRA should be
at least 30% as in central government. This will help
employees to enjoy the flexibility of area where they wish to live with
options available for schooling of children. To raise such a
demand should have been based on some opinion poll among the employees.
[I personally had to refuse the bank accommodation at one of my
postings, as the same was too far away and most of the flats have
extremely poor maintenance. Thankfully, at that time was allowed
to opt for leased accommodation, which now is not allowed by bank if
bank accommodation is available, even if in depleted conditions.
At another posting my official accommodation was far better than the
leased accommodation. Thus, move is a controversial one]
UFBU also
demanded that 100% of the medical/hospitalization expenses incurred by
the employees and officers for self/family members should be reimbursed.
IBA Response : IBA
suggested that the mediclaim scheme proposed by them earlier can be
customized in such a way to be handled by the Banks instead of insurance
companies or third party administrators. We requested the IBA to furnish
details in this regard where after the issue will be further studied and
discussed.
Comments of ABS on Views of IBA
& UFBU : IBA has not given any commitment and we can comment
about these only when IBA gives the details.
(a) UFBU demanded
improvement in the Family Pension scheme, extension of 100% DA formula
to pre-2002 pensioners, etc.
(b) UFBU reminded IBA about periodical demand for updation of
pension on occasions of wage revision
IBA Response : (a)
IBA was considerate and agreed to work out the cost implications to
enable them to take a view on these demands.
(b)
IBA felt that the issue has to be examined, in its entirety, looking at
the cost involved, outflow, etc.
Comments of ABS on Views of IBA
& UFBU : Both these issues are based on social responsibilities
of banks towards the senior citizens above the age of 72 years or whose
spouses have died. It is regrettable that even after
submission of demands 16 months ago, IBA has not bothered to calculate
even the cost on 100% DA formula for pre 2002 retired employees.
Similarly, for updation of pension, IBA is not ready with any plans and
have yet to examine the cost involved.
Thus, in nutshell IBA has not committed anything but agreed to examine
the issue.
UFBU reminded IBA about the demand for reverting to old pension
scheme from NPS,
IBA Response :
IBA expressed their inability to accede to our demand but we reiterated
the same.
Comments of ABS on Views of IBA
& UFBU : It is clear that IBA has flatly refused to accede the
demand. Although, this demand was highly beneficial to new
employees, if Banks agree, but with the changed scenario at government
thinking, it is almost impossible to get this demand accepted as even
government employees have also been shifted to NPS. Thus, it
appears UFBU has asked for this demand only to please their cadre, and I
am of the firm view that in this changed circumstances it will never be
accepted. [Let me be blunt on this issue for newly recruited
employees. If unions are serious, then they need to tie up with
Central Government employees unions and raise the issue jointly and
force Parliament of India to absolish NPS for central government and
public sector units, or else it is futile to discuss this issue with IBA]
UFBU again raised the demand regarding compassionate appointment scheme,
IBA Response :
IBA conveyed the clarifications sought from the Government to which we
explained that UFBU’s view is that the compassionate appointment scheme
should be on the lines of the Government scheme and urged upon them to
expedite the matter.
Comments of ABS on Views of IBA
& UFBU : This is another issue which has no relevance to wage
revision. On many earlier occasions I have written that this issue must
be delinked from wage revision as it affects hardly 1% of the employees,
and lot of time (may be over 10 years) has been wasted in
discussions on this issue without any achievement.
To our demand for improvement in the IBA’s earlier offer
on wage increase,
IBA Response :
IBA informed that they are not able to make further
offer.
Comments of ABS
on Views of IBA & UFBU : This is the
most critical issue for which bankers are waiting, but was kept as a
last priority by IBA. Why? UFBU has simply told the cadres now that IBA
is not agreeable to make further offer (i.e. bankers should not expect
more than 10% rise on Pay-Slip component.
It
was decided to hold the next round of discussions in the middle of
April, 2014 and the date would be finalized.
Comments of ABS on Views of IBA & UFBU :
This is nothing but delaying tactics when next meeting is fixed after a
month or so. As no date has been finalised, it is likely that it
will be beyond one month, and date decided is postponed to reach almost
at the end of the poll schedule.
In nut shell, we can say in the meeting dated 14/03/2014, IBA has
flatly refused to
increase in wage revisions beyond 10%; IBA has
flatly refused to revert back to old pension scheme
instead of NPS for the new employees; IBA
has given no commitment on any issue. IBA has merely given diplomatic
response to demands like 5 days week, hospitalisation schemes, and says it will
examine these issues
(after sleeping on these issues for over 16 months from the date when Charter of
Demands was submitted); on pension issues IBA has assured to calculate the
cost (as if calculations in this computer age takes months for calculations).
Inspite of being battered on each and every issue, UFBU leaders have not even
planned for any agitation / strikes or escalating the issue to next level.
Great UFBU
leaders, Great Achievements in Negotiation Talks, Great Diplomatic IBA, but
orphaned Aaam Banker, waiting for next morning / meeting for some
dry bread crumbs !. A Colourless Holi for bankers - sad times ahead.
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